An investment portfolio is a combination of different financial assets, such as shares, bonds, mutual funds, real estate, among others, they are usually used to diversify the risk and maximize the potential performance of an investment portfolio.
Investors and fund managers use portfolios to achieve their investment goals, such as generating income, obtaining a specific growth rate or maximizing total yield.
How to build a diversified investment portfolio
An investment portfolio is a collection of different selected financial assets and strategically combined to achieve specific investment objectives, such as minimizing risk and maximizing performance
A well diversified portfolio can include a variety of assets of different categories, such as actions from different sectors and markets, bonds with different levels of risk and deadlines, and different types of real estate.
In the same way, it is important to remember that diversification is one of the keys to a solid investment strategy, however it is important to take into account that it is not a guarantee of profits and does not protect against losses in the market. That is why we have made a compilation of tips so that you can correctly build a diversified investment portfolio.
Establish investment goals
Before building a portfolio, it is important to have clear and specific investment goals. These goals must take into account their temporary investment horizon, their risk profile and their financial objectives.
Evaluate your risk profile
It is important to evaluate your risk tolerance and your ability to assume risks before building a portfolio. This will help determine the proportion of high -risk assets (such as actions) and low risk (such as bonds) that must include in its portfolio.
Diversify your portfolio
Once you have established your goals and evaluate your risk profile, it is important to diversify your investment portfolio. This includes diversifying between different types of assets, such as actions, bonds, real estate, among others.
Invest in different markets
It is important to geographically diversify its investment portfolio, investing in different markets, such as emerging markets and developed markets.
Check and adjust your portfolio
It is important to check its portfolio regularly and adjust it if necessary to ensure that it is still suitable for your investment goals.
Consider alternative investments
Consider alternative investments such as stock -listed funds (ETFs) or indexed funds, these products allow greater diversification and lower commission.
Professional advice
If you do not feel safe or trained to make investment decisions, it is important to consider seeking advice from a financial advisor or a heritage manager.
Review and update your investment plan
It is important to be aware of economic and financial news, and be prepared to adapt to changes in the market.